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Program Losses Spur Government Changes

Program Losses Spur Government Changes

U.S. Department of Housing and Urban Development (HUD) announced Tuesday, August. 29, it will raise up-front fees and tighten limits for the HECM Reverse Mortgage program to avoid having to dip into the U.S. Treasury to cover troubled borrowers. These mea

Sep 06, 2017 | Eligibility for Reverse Mortgage HECM Reverse Mortgage Seniors Reverse Mortgage HUD

HUD Counseling Examined

For every story of someone that got hurt with a bad mortgage in the housing crisis it sure would be nice to hear a good story.  We all know that regulation and re-regulation has been a boon for the people that grow trees and make paper.  The big

Sep 06, 2014 | Retirement Planning Reverse Mortgage supplemental retirement income HECM Reverse Mortgage HUD

Reverse Mortgage Non-Borrowing Spouse Risk - New Government Remedy

Due to litigation pressure and loud voices of non-borrowing spouses that have abruptly found themselves without a home upon the passing of the borrowing spouse, the government has attempted to unravel the complexity of this issue, thereby removing risk fo

Jul 25, 2014 | HECM Reverse Mortgage HUD Reverse Mortgage supplemental retirement income Retirement Planning

New Development from HUD on HECM Reverse Mortgages

Just last week, HUD announced positive changes to the principle limit factors that govern home equity access levels for eligible homeowners.  While younger homeowners in their sixties may not see much benefit in the form of increased eligibility, the

Jul 09, 2014 | Reverse Mortgage Retirement Planning Government insured mortgage HECM Reverse Mortgage HUD home equity access

Important Changes on the Horizon for Reverse Mortgages

FHA and The Department of HUD have been authorized by congress to improve the HECM Reverse Mortgage Program. The legislation passed by both the House and the Senate authorizes HUD to improve the program, based on past assessments, so that it better s

Sep 02, 2013 | Reverse Mortgage HECM Reverse Mortgage supplemental retirement income FHA HUD

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