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Mortgage Blog

Considering All Cash or Big Down Payment Purchase?

If you are in the market for a new home and considering an all cash offer or a large down payment you should consider the benefits of a HECM for Purchase.  This allows you to purchase a new home and establish a Reverse Mortgage in a single transactio

Nov 21, 2014 | Retirement Planning HECM Reverse Mortgage HECM for Purchase Reverse Mortgage

Home Equity at Risk!

During the brunt of the recent mortgage crisis, when lenders nationwide faced unprecedented levels of mortgage loan delinquency in short periods of time, it was common to see delinquent mortgages sit with no adverse lender action.  The lenders did no

Nov 11, 2014 | Short Sales solutions for underwater properties HECM Reverse Mortgage foreclosure forgiven mortgage debt

HUD Counseling Examined

For every story of someone that got hurt with a bad mortgage in the housing crisis it sure would be nice to hear a good story.  We all know that regulation and re-regulation has been a boon for the people that grow trees and make paper.  The big

Sep 06, 2014 | Retirement Planning Reverse Mortgage supplemental retirement income HECM Reverse Mortgage HUD

HECM for Purchase - Buy a Home and get a Reverse Mortgage in one transaction

Achieve diversification, increased liquidity, and financial peace of mind by using a HECM for Purchase to buy a new primary residence. Instead of solely focusing on downsizing as we age why don’t we expand on this thought and make it a financial st

Aug 11, 2014 | HECM Reverse Mortgage HECM for Purchase HECM to Purchase Retirement Planning Reverse Mortgage Reverse to Purchase Mortgage Retirement income insecurity

Reverse Mortgage Non-Borrowing Spouse Risk - New Government Remedy

Due to litigation pressure and loud voices of non-borrowing spouses that have abruptly found themselves without a home upon the passing of the borrowing spouse, the government has attempted to unravel the complexity of this issue, thereby removing risk fo

Jul 25, 2014 | HECM Reverse Mortgage HUD Reverse Mortgage supplemental retirement income Retirement Planning

New Development from HUD on HECM Reverse Mortgages

Just last week, HUD announced positive changes to the principle limit factors that govern home equity access levels for eligible homeowners.  While younger homeowners in their sixties may not see much benefit in the form of increased eligibility, the

Jul 09, 2014 | Reverse Mortgage Retirement Planning Government insured mortgage HECM Reverse Mortgage HUD home equity access

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